Preventing consumer credit over-commitment and irresponsible lending in Australia

Howell, Nicola (2007) Preventing consumer credit over-commitment and irresponsible lending in Australia. In Howells, Geraint, Nordhausen, Annette, Parry, Deborah, & Twigg-Flesner, Christian (Eds.) The Yearbook of Consumer Law 2007. Ashgate Publishing Limited, UK, pp. 381-387.

View at publisher


Mirroring the trends in other developed countries, levels of household debt in Australia have risen markedly in recent years. As one example, the total amount lent by banks to individuals has risen from $175.5 billion in August 1995 to $590.5 billion in August 2005.1 Consumer groups an~ media commentators here have long raised concerns about the risks of increasing levels of household debt and over-commitment, linking these issues at least in part to irresponsible lending practices. And more recently, the Reserve Bank Governor has also expressed concerns about the ability 'of some households to manage if personal or economic circumstances change.2

Impact and interest:

Search Google Scholar™

Citation counts are sourced monthly from Scopus and Web of Science® citation databases.

These databases contain citations from different subsets of available publications and different time periods and thus the citation count from each is usually different. Some works are not in either database and no count is displayed. Scopus includes citations from articles published in 1996 onwards, and Web of Science® generally from 1980 onwards.

Citations counts from the Google Scholar™ indexing service can be viewed at the linked Google Scholar™ search.

ID Code: 31527
Item Type: Book Chapter
ISBN: 978-0-7546-4733-1
Subjects: Australian and New Zealand Standard Research Classification > LAW AND LEGAL STUDIES (180000) > LAW (180100)
Divisions: Current > QUT Faculties and Divisions > Faculty of Law
Deposited On: 26 Mar 2010 04:17
Last Modified: 29 Feb 2012 13:58

Export: EndNote | Dublin Core | BibTeX

Repository Staff Only: item control page