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Phase two of the National Credit Reforms : examining the regulation of payday lenders

Corones, Stephen G., McGill, Denise, & Durrant, Rebecca (2011) Phase two of the National Credit Reforms : examining the regulation of payday lenders. Queensland University of Technology, Brisbane, QLD.

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    Abstract

    This study seeks to analyse the adequacy of the current regulation of the payday lending industry in Australia, and consider whether there is a need for additional regulation to protect consumers of these services. The report examines the different regulatory approaches adopted in comparable OECD countries, and reviews alternative models for payday regulation, in particular, the role played by responsible lending. The study also examines the consumer protection mechanisms now in existence in Australia in the National Consumer Credit Protection Act 2009 (Cth) (NCCP) and the National Credit Code (NCC) contained in Schedule 1 of that Act and in the Australian Securities and Investments Commission Act 2001 (Cth).

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    ID Code: 47630
    Item Type: Report
    Additional URLs:
    Keywords: National Credit Code , Payday Lenders
    Subjects: Australian and New Zealand Standard Research Classification > LAW AND LEGAL STUDIES (180000) > LAW (180100) > Commercial and Contract Law (180105)
    Divisions: Current > QUT Faculties and Divisions > Faculty of Law
    Current > Research Centres > Law and Justice Research Centre
    Current > Schools > School of Law
    Copyright Owner: Copyright 2011 Queensland University of Technology
    Deposited On: 13 Dec 2011 09:09
    Last Modified: 13 Dec 2011 11:57

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