Micro-credit is not sufficient for the success of micro-enterprises at the bottom of the pyramid

Matthews, Judy H., Dalglish, Carol L., & Tonelli, Marcello (2013) Micro-credit is not sufficient for the success of micro-enterprises at the bottom of the pyramid. In Academy of Management Africa Conference, 6 – 10 January 2013, Johannesburg, South Africa.

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Abstract

This study examines the factors affecting the successful provision of micro-credit to people at the bottom of the pyramid and discusses the activities required to support entrepreneurial activities in a peri-urban African setting. The findings enable us to better understand why micro-credit, though useful, is only part of the solution, in a setting characterized by extreme resource constraints with an institutional fabric lacking the infrastructure that assists market development. We depict the crafting of new entrepreneurial activity as an ongoing process and present an emerging research agenda for future developments.

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ID Code: 60731
Item Type: Conference Paper
Refereed: No
Keywords: Micro-credit, Developing Economy, Entrepreneurship, Micro Enterprises, Bottom of Pyramid, Social Capital
Subjects: Australian and New Zealand Standard Research Classification > COMMERCE MANAGEMENT TOURISM AND SERVICES (150000) > BUSINESS AND MANAGEMENT (150300) > Entrepreneurship (150304)
Divisions: Current > Research Centres > Australian Centre for Entrepreneurship
Current > QUT Faculties and Divisions > QUT Business School
Current > Schools > School of Management
Copyright Owner: Copyright 2013 [please consult the authors]
Deposited On: 11 Jun 2013 22:22
Last Modified: 06 Jul 2013 19:43

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