Financial literacy and superannuation investment decision-making in a choice environment : an exploratory study
Palm, Chrisann (2014) Financial literacy and superannuation investment decision-making in a choice environment : an exploratory study. PhD thesis, Queensland University of Technology.
This thesis examines superannuation fund members' level of financial literacy and its association with investment choice decisions in the setting of the mandatory superannuation system in Australia. It also investigates a range of contextual and socio-demographic factors in explaining financial literacy and investment choice. The empirical analysis shows that while most survey respondents displayed high levels of self-rated and general financial literacy, fewer scored as well in relation to more advanced literacy regarding superannuation investment options. The findings of this study have important implications for policy-makers and the superannuation industry in educating and engaging with fund members.
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|Item Type:||QUT Thesis (PhD)|
|Supervisor:||Newton, Cameron & Gallery, Natalie|
|Keywords:||Financial Literacy, Superannuation, Investment decisions, Pension, Retirement savings|
|Divisions:||Current > QUT Faculties and Divisions > QUT Business School
Current > Schools > School of Management
|Institution:||Queensland University of Technology|
|Deposited On:||03 Dec 2014 06:56|
|Last Modified:||02 Sep 2015 05:28|
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