Financial literacy and superannuation investment decision-making in a choice environment : an exploratory study

Palm, Chrisann T. (2014) Financial literacy and superannuation investment decision-making in a choice environment : an exploratory study. PhD thesis, Queensland University of Technology.


This thesis examines superannuation fund members' level of financial literacy and its association with investment choice decisions in the setting of the mandatory superannuation system in Australia. It also investigates a range of contextual and socio-demographic factors in explaining financial literacy and investment choice. The empirical analysis shows that while most survey respondents displayed high levels of self-rated and general financial literacy, fewer scored as well in relation to more advanced literacy regarding superannuation investment options. The findings of this study have important implications for policy-makers and the superannuation industry in educating and engaging with fund members.

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ID Code: 78464
Item Type: QUT Thesis (PhD)
Supervisor: Newton, Cameron & Gallery, Natalie
Keywords: Financial Literacy, Superannuation, Investment decisions, Pension, Retirement savings
Divisions: Current > QUT Faculties and Divisions > QUT Business School
Institution: Queensland University of Technology
Deposited On: 03 Dec 2014 06:56
Last Modified: 21 Jun 2017 14:50

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