In a perfect world it would be great if they didn't exist : how Australians experience payday loans

Banks, Marcus, Marston, Gregory, Russell, Roslyn, & Karger, Howard (2015) In a perfect world it would be great if they didn't exist : how Australians experience payday loans. International Journal of Social Welfare, 24(1), pp. 37-47.

View at publisher (open access)

Abstract

In the last few decades payday loans have mushroomed in many developed countries. The arguments for and against an industry which provides small, short-term loans at very high interest rates have also blossomed. This article presents findings from an Australian study to contribute to the international policy and practice debate about a sector which orients to those on a low income. At the heart of this debate lies a conundrum: Borrowing from payday lenders exacerbates poverty, yet many low-income households rely on these loans. We argue that the key problem is the restricted framework within which the debate currently oscillates.

Impact and interest:

0 citations in Scopus
Search Google Scholar™
1 citations in Web of Science®

Citation counts are sourced monthly from Scopus and Web of Science® citation databases.

These databases contain citations from different subsets of available publications and different time periods and thus the citation count from each is usually different. Some works are not in either database and no count is displayed. Scopus includes citations from articles published in 1996 onwards, and Web of Science® generally from 1980 onwards.

Citations counts from the Google Scholar™ indexing service can be viewed at the linked Google Scholar™ search.

ID Code: 79346
Item Type: Journal Article
Refereed: Yes
DOI: 10.1111/ijsw.12083
ISSN: 1369-6366
Subjects: Australian and New Zealand Standard Research Classification > STUDIES IN HUMAN SOCIETY (160000) > POLICY AND ADMINISTRATION (160500) > Social Policy (160512)
Divisions: Current > QUT Faculties and Divisions > Faculty of Health
Current > Institutes > Institute of Health and Biomedical Innovation
Current > Schools > School of Public Health & Social Work
Copyright Owner: Copyright 2014 The Author(s). International Journal of Social Welfare © 2014 International Journal of Social Welfare and John Wiley & Sons Ltd
Deposited On: 09 Dec 2014 22:44
Last Modified: 13 Feb 2015 03:27

Export: EndNote | Dublin Core | BibTeX

Repository Staff Only: item control page