Micro, small and medium enterprise in insolvency: An international perspective
Matthew, Anne F. (2015) Micro, small and medium enterprise in insolvency: An international perspective. In Insolvency Academics Network 2015, 24 July 2015, University of Adelaide, S.A. (Unpublished)
UNCITRAL Working Group I is presently developing a legal framework dealing with the entire lifecycle of Micro, Small and Medium Enterprises. The central focus of this work is to guide MSMEs in developing countries out of the grey economy and into the regulated, tax-paying space where these business will also have greater access to legitimate finance. Insolvency is an important, perhaps inevitable aspect of the life cycle of these enterprises. The question that is yet to be considered is a simplified insolvency regime for MSMEs. While the Working Group I is focused on the development of a model for developing economies, MSMEs in robust, highly developed economies also face particular challenges when faced with a solvency crisis. The present one-fits-all approach to insolvency requires a rethink.
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