Investment Factors for Investment Strategies for Australian Default Defined-Contribution ('MySuper') Superannuation Members

van Rooyen, Rein (2025) Investment Factors for Investment Strategies for Australian Default Defined-Contribution ('MySuper') Superannuation Members. Master of Philosophy thesis, Queensland University of Technology.

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Description

This thesis explores how individual characteristics influence risk profiling and portfolio construction for default superannuation members. By analysing factors such as age, account balance, salary, gender, contribution rate, and time to retirement, the study identifies key predictors of a member’s risk profile. These insights enable superannuation funds to design more effective investment strategies that better align with members’ retirement consumption needs. Additionally, the research addresses sequencing risk, helping funds consider the transition from accumulation to retirement. The findings contribute to the development of more tailored and optimal default investment strategies, potentially enhancing retirement outcomes for superannuation members.

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ID Code: 255882
Item Type: QUT Thesis (Master of Philosophy)
Supervisor: Uylangco, Katherine & McGree, James
Keywords: MySuper, Retirement, Superannuation, Investments Strategies, Defined Contribution
DOI: 10.5204/thesis.eprints.255882
Divisions: Current > QUT Faculties and Divisions > Faculty of Business & Law
Current > Schools > School of Economics & Finance
Institution: Queensland University of Technology
Deposited On: 11 Mar 2025 15:54
Last Modified: 11 Mar 2025 15:56